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Ford Interest Advantage

Access My Ford Interest Advantage

Invest in Ford Credit with Ford Interest Advantage

If you’re are looking for an investment with an attractive yield, check out Ford Motor Credit Company’s Ford Interest Advantage Floating Rate Demand Notes. We offer a rate that’s at least .25 percent higher than the average yield for all taxable money funds as reported weekly in Money Fund?Report?. And with our tiered approach, larger aggregate balances earn higher rates. Read the prospectus to become familiar with our program and see that it has many benefits, including easy online enrollment, online access to manage your funds 24/7, and a mobile app for on- the- go convenience. The program also offers free online transfers, unlimited check writing (above $250), and much more. You have access to your funds anytime, anywhere. Click on Application and Prospectus to get started.

Current Rates

For the Week Beginning April 6, 2020

Ford Interest Advantage??

Amount Invested


Compound Yield

Under $15,000



$15,000 to $50,000



Over $50,000



Check out the rates Ford Interest Advantage has yielded over the years.?View Rate History

  • Minimum balance requirement of just $1,000
  • Fast and secure online enrollment with electronic transfers from your bank
  • Easy access to your funds online or with the mobile app
  • Free checks and unlimited check writing for checks above $250
  • No management fees
  • Alerts sent to your e-mail or mobile device
  • Three Easy Ways to Enroll

    U.S. Citizens and resident aliens with a U.S. Taxpayer ID (i.e., Social Security Number) may apply to open a Ford Interest Advantage note. Specific rules apply (see below).



    You must be 18 years of age and a U.S. Citizen to use the online application process. Ownership types available online include Individual, Joint and Custodial Investments.

    Step 1:?Begin Online Application
    Read the Prospectus and follow the steps to enroll and make your initial investment. You’ll need 5-10 minutes to complete the process.
    Begin Online Application?>

    Step 2:?Complete Online Application
    Follow the steps to verify your bank account by entering the test deposits and withdrawals sent to your bank.
    Complete Online Application?>

    By Mail

    Read the Prospectus, complete the PDF form online , print, sign and mail your application to the address indicated. All ownership types are eligible to apply by mail
    Go to Application?>

    By Phone

    Call us at 1-800-462-2614, Monday through Friday 8:30 a.m. to 7:00 p.m. (Eastern Time), and we'll be happy to mail a Prospectus and Application to you.


    Questions? Visit our?Support?page.

  • Online Access

    Ford Interest Advantage makes it quick and easy to manage your finances anytime and anywhere
    Click here for web activation instructions and get started.

    You'll have convenience at your fingertips and the confidence it's secure

    • See detailed views of your note activity including transaction history
    • Schedule transfers 24/7
    • Sign up for electronic statements
    • Self-service external bank profiles
    • Bill pay available through convenient redemption options
    • Download your transactions to manage your investments

    Click?here to view Ford Interest Advantage Online Terms and Conditions.


    Mobile Access with the Ford Interest Advantage Mobile App

    Constantly on the go? Use your app to view balance information, view scheduled transactions, and even scan checks to invest more using Remote Investment Capture.

  • The Notes issued under the Ford Interest Advantage Program are unsecured debt obligations of Ford Motor Credit Company LLC. They are not insured by the Federal Deposit Insurance Corporation, they are not guaranteed by Ford Motor Company, and they do not constitute a bank account. Ford Interest Advantage is not a money market mutual fund. As an investment in the debt of one company (Ford Credit), the Notes do not meet the diversification or investment quality standards for money market funds set forth in the Investment Company Act of 1940.

    The Notes available through Ford Interest Advantage are issued by Ford Motor Credit Company and are offered only in the United States. This Web site does not constitute an offer to sell or a solicitation to invest in the Notes in any jurisdiction in which such offer or solicitation is not authorized, or to any person to whom it is unlawful to make such offer or solicitation in any such jurisdiction. Ford Interest Advantage is intended for non-institutional investors only. U.S citizens and resident aliens with a U.S. Taxpayer ID (i.e. Social Security number) may apply.

    Ford Credit has filed a registration statement (including a prospectus) with the Securities and Exchange Commission relating to the offering of Ford Interest Advantage Notes. Before you invest, you should read the prospectus in the Registration Statement and the other documents Ford Credit has filed with the SEC for more complete information about Ford Credit and the Ford Interest Advantage Note program. The documents may be obtained free of charge through EDGAR on the?SEC Website. Alternatively, Ford Credit will send you a prospectus upon request by calling 1-800-462-2614.

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